Valley Financial

Frank Loys and Mark Zermier were very helpful with my retirement planning and personal financial planning. The both spent many appointments until we got the best plans.
I have given their name to several friends that are looking into their retirement plans.

Frank Loys and Mark Zemeir went above and beyond with my retirement planning. They took time to understand my retirement goals, provided tools and guidance on making informed decisions and guided me through the entire process. They were extremely patient as we discussed my financial plan, ensuring I considered short- and long-term retirement goals, potential need for long term care and my overall lifestyle. Their expertise and understanding of what I needed/wanted from retirement gave me confidence in my product choices as well as knowing I picked the right guys to work with. Making the decision to retire early was not an easy one. I went back and forth many times with questions about my pension, 401K, Savings, etc. Frank and Mark always took the time to respond to my inquiries whether through calls, texts, emails or in person meetings. They truly understood the importance of the decisions I was making and provided such professional guidance and reinsurance (as well as options) that I was able to retire with peace of mind because of strong financial planning. I truly value the relationship we've established and would highly recommend them. Frank and Mark are good people working to help folks have a financially sound retirement. Many many thanks!

Mark & Frank helped me set up a life insurance policy and assisted with my current financial goals. They were both very easy to work with and extremely professional! Communication was prompt and they were able to answer all of the questions I had. I would definitely recommend them for anyone who needs financial assistance or guidance in planning for the future!

Mark and Frank helped me with a Long Term Care Annuity product for my wife and I if/when we need further care as we age. I met with other agents but they hit the mark with the type of product that best fit our needs. They sat with me on several occasions to ensure I had a deep understanding of what we were getting and not getting. They were responsive, professional and walked me through the required forms needed to activate the policy. I highly recommend speaking with them because they are going to find the right product for you and not favor a certain product or carrier.

Mark and Frank are extremely personable and knowledgable. I felt comfortable sharing my financial needs and desires with them, and they were able to help me feel safe and secure in my financial plans. 10/10 would recommend to anyone!